Power Deals LLC, operating under the InsureWise brand, respects the importance of personal information and provides this Privacy Policy to explain how information may be handled when you visit, browse, submit information through, or otherwise interact with the InsureWise website.
Information We May Collect
Depending on how you interact with the Website, we may collect different categories of information.
We seek to collect information that is reasonably relevant to the purposes for which it is being collected rather than requesting unnecessary information.
Sources of Information
Information may come directly from you, automatically from your interaction with the Website, or from other lawful sources where applicable.
Directly From You
For example, when you submit a contact form, request information, communicate with us, or otherwise voluntarily provide information.
Automatically
Certain technical information may be collected automatically when you browse or interact with the Website.
Service Providers
Information may be processed by service providers that support Website functionality or business operations, subject to applicable arrangements.
Other Lawful Sources
Information may be obtained from other sources where permitted by applicable law and reasonably necessary for legitimate business purposes.
How We Use Information
Information may be used for purposes such as:
- Responding to questions, inquiries, and requests.
- Providing information about requested insurance services or coverage options.
- Communicating with users regarding Website-related matters.
- Operating, maintaining, and improving the Website.
- Protecting the security and integrity of the Website.
- Detecting, preventing, and addressing fraud, abuse, security incidents, or unlawful activity.
- Complying with legal, regulatory, contractual, and administrative obligations.
- Establishing, exercising, or defending legal rights where appropriate.
Insurance-Related Information
Insurance inquiries may involve information that is relevant to evaluating coverage options or responding to a user's request.
Depending on the service requested, this could include information relating to a vehicle, property, household, business, life insurance inquiry, or other information relevant to the requested insurance service.
Provide only information that is appropriate for the requested service.
You should avoid submitting unnecessary sensitive information through general Website forms unless it is specifically requested through an appropriate process.
Insurance-related information may be shared with appropriate parties where necessary to respond to an inquiry, facilitate a requested service, or comply with applicable law.
Sensitive Personal Information
Certain categories of information may receive additional protection under applicable privacy laws.
Depending on the context and applicable law, sensitive information may include information relating to health, financial information, government identifiers, precise location, account credentials, or other legally protected categories.
The Website is not intended to encourage users to submit sensitive personal information through ordinary public-facing forms unless that information is reasonably necessary for the requested service.
Analytics, Advertising & Tracking
Depending on the actual Website configuration, analytics, advertising, conversion measurement, or other tracking technologies may be used to understand Website activity or evaluate marketing performance.
The specific technologies and third-party providers actually used by the Website may change over time.
This Privacy Policy does not identify specific analytics or advertising vendors unless those vendors are actually implemented on the Website. The Website configuration should be reviewed before publication to ensure the final disclosures accurately reflect active technologies.
How Information May Be Shared
Information may be disclosed where reasonably necessary to operate the Website, respond to a request, provide services, protect rights, or comply with applicable law.
Service Providers
Information may be provided to vendors or service providers that perform services on behalf of the business.
Insurance-Related Parties
Information may be shared with relevant parties where necessary to respond to an insurance inquiry or requested service.
Legal Requirements
Information may be disclosed where required or permitted by law, regulation, legal process, or governmental request.
Business Transactions
Information may be involved in a merger, acquisition, restructuring, financing, sale, or transfer of business assets where legally permitted.
Sale & Sharing of Personal Information
Power Deals LLC does not describe information as being “sold” or “shared” for cross-context behavioral advertising merely because a third-party service provider may process information on behalf of the Website.
However, privacy laws may define “sale,” “sharing,” or similar terms differently from ordinary business usage. The applicability of such definitions depends on the actual Website configuration, business practices, and applicable jurisdiction.
Where applicable law provides a right to opt out of certain disclosures, sales, or targeted advertising activities, those rights may apply according to the requirements and procedures established by that law.
Data Retention
Personal information may be retained for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide requested services, maintain appropriate business records, resolve disputes, enforce agreements, or satisfy legal and regulatory obligations.
Retention periods may vary depending on the type of information, the reason it was collected, the nature of the relationship, applicable legal requirements, and operational needs.
Information Security
Reasonable administrative, technical, and organizational safeguards may be used to protect information against unauthorized access, alteration, disclosure, misuse, or destruction.
No website, electronic transmission, storage system, or internet-based service can be guaranteed to be completely secure.
Protect your information.
Do not submit passwords, payment credentials, government identification numbers, or other unnecessary sensitive information through general Website forms.
Your Privacy Choices
Depending on your location and applicable law, you may have rights relating to personal information.
- Request access to certain personal information.
- Request correction of inaccurate information.
- Request deletion of certain information.
- Request information about categories of information collected or disclosed.
- Object to or restrict certain processing where applicable.
- Withdraw consent where processing is based on consent and withdrawal is legally available.
- Opt out of certain communications where applicable.
Rights and available procedures vary depending on the jurisdiction and circumstances.
California Privacy Rights
California residents may have additional privacy rights under applicable California privacy laws, subject to applicable definitions, exceptions, and thresholds.
Depending on the circumstances, these rights may include rights relating to access, correction, deletion, information about collection and disclosure practices, and opting out of certain activities recognized under California law.
California privacy rights depend on the applicable law and whether the business and processing activity fall within that law's scope. Requests may be subject to verification and legally permitted exceptions.
Children's Privacy
The Website is not intended to knowingly collect personal information from children in circumstances where doing so would violate applicable children's privacy laws.
If you believe a child has provided personal information through the Website in a manner that should not have occurred, you may contact us so that the matter can be reviewed and addressed as appropriate.
Third-Party Services & Links
The Website may contain links to external websites, services, resources, or platforms that are not operated by Power Deals LLC.
Third-party websites may have their own privacy policies, terms, cookies, tracking technologies, and data practices.
We recommend reviewing the privacy policy of any external service before submitting personal information through that service.
International Visitors & Data Transfers
Depending on where Website users, service providers, and business operations are located, information may potentially be processed in jurisdictions different from the jurisdiction where the information was originally collected.
Where applicable law requires specific safeguards for international data transfers, those requirements may apply to the relevant processing activities.
Legal & Regulatory Disclosures
Personal information may be disclosed when reasonably necessary to comply with applicable laws, regulations, court orders, subpoenas, governmental requests, legal proceedings, or other lawful processes.
Information may also be used or disclosed where necessary to protect the rights, property, safety, or security of Power Deals LLC, users, other persons, or relevant systems.
Where legally permitted, we may also use information to investigate suspected fraud, abuse, unauthorized access, security incidents, or other unlawful activity.
Changes to This Privacy Policy
This Privacy Policy may be updated periodically to reflect changes in Website functionality, business practices, applicable legal requirements, or privacy practices.
When changes are made, the revised version may be posted on this page together with an updated date.
Users are encouraged to review this Privacy Policy periodically to understand how information may be handled under the current version.
Privacy Questions & Requests
If you have questions about this Privacy Policy or believe you have a privacy-related request, you may contact InsureWise through the official Contact Us page.
When submitting a privacy request, provide enough information for the request to be understood and, where legally required, verified.
Privacy matters.
We will review privacy-related inquiries and respond in accordance with applicable requirements and the nature of the request.
Need help with a privacy request?
Contact InsureWise if you have questions about this Privacy Policy, the information we may collect, or a privacy-related request.
CONTACT US